University Employees

Welcome to S&A Financial Services

We specialize in simplifying retirement plans for those in higher education, with a primary focus on TIAA accounts. As an independent entity separate from TIAA and Fidelity, we offer a unique advantage in managing your retirement plan, thanks to our robust business relationship with these institutions.

Who is our ideal client?


What is our process?


Why Choose S&A Over Directly Going to TIAA/Fidelity?

Why Choose S&A Over Directly Going to TIAA/Fidelity?

Certainly, you can engage directly with TIAA or Fidelity representatives. However, the question is, are you receiving unbiased advice? At S&A Financial Services, we operate as fiduciaries, committed to acting in the best interests of our clients. With over 20 years of experience dealing with TIAA and Fidelity, we bring a depth of knowledge that goes beyond what their representatives typically provide.

Our expertise allows us to suggest strategies that may not be explored by TIAA/Fidelity representatives. This is especially true for individuals saving through TIAA, where participants often find themselves navigating the complexities of rules and restrictions within various contracts. Calling TIAA can sometimes lead to confusion and frustration, often exacerbated by long hold times. Our success lies in recommending and implementing strategies born out of diverse experiences and situations encountered over the years.

Have a Question? We have a Podcast! 

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Navigating the TIAA Landscape

TIAA participants, in particular, can find themselves lost in the nuances of their retirement plans. Our team excels at simplifying these complexities and providing tailored solutions. We've successfully guided clients through situations they might never have discovered when dealing directly with a TIAA representative.

Education is Empowerment

Education is Empowerment

At S&A Financial Services, we believe in empowering individuals in higher education with knowledge about their retirement plans, especially those with TIAA. To further this mission, we've created a YouTube channel and a Podcast dedicated to educating our audience on the intricacies of retirement planning. Our goal is to ensure that you make informed decisions about your financial future.

When you choose S&A Financial Services, you're not just getting a service; you're gaining a partner dedicated to optimizing your retirement journey. Connect with us, and let's embark on a path toward financial security and peace of mind.

Ready to Get Started? 

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